Barclays Woolwich Offset Mortgage

Looking for a bigger place or just a better mortgage deal? With our Offset Tracker you could reduce the life of your mortgage term by up to 8 years 8 months or save up to £47,772** in interest.
You benefit from a low tracker rate and get to offset your savings and current account against the total amount you owe. Take a look at our latest deal below.

Offset Tracker mortgage

• Barclays Bank Base Rate + 0.48%, currently 5.98%, for the term of the mortgage. The overall cost for comparison is 6.2% APR.

• Application fee: £595

• No early repayment charge

With Offset Tracker mortgage mortgage you can:

• Borrow up to 80% of the value of your home.

• Repay any amount without incurring an Early Repayment Charge.

• Choose to set up a Mortgage Reserve, which allows further borrowing at mortgage rates (a Mortgage Reserve is a secured overdraft that enables you to borrow against the equity in your home).

• Make overpayments.

• Make underpayments or take a payment holidays (subject to a Mortgage Reserve). Interest will be charged during the payment holiday period.

** Calculation based on the above product; repayment mortgage of £100,000 over a 25-year term that has been offset with £20,000 savings, resulting in a reduction in mortgage term of 8 years 8 months or a saving of £47,772 in overall interest. Calculation assumes balance remains constant throughout the life of the mortgage and that the mortgage loan and savings balance will vary. Outcomes will be either a reduction in payments or a reduction in mortgage term. No interest is paid on balances offset against the mortgage. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Please read the tariff of charges. This information must be read in conjunction with our legal information. * Lines are open Monday to Friday 9am-8pm and Saturday 9am-2pm. Calls may be monitored and/or recorded for security and training purposes.

Link to previous articles: Barclays Woolwich Remortgaging Barclays Woolwich: Fixed Rate buyer mortgages Barclays Woolwich: First-time buyer mortgages Barclays Woolwich Mortgages: Buying your first home Alliance Leicester :Guide to remortgaging Alliance Leicester guide to moving home

Alliance Leicester Lifetime Base Rate Tracker Mortgage Plan

Mortgage Plan : Alliance Leicester Lifetime Base Rate Tracker Mortgage Plan

Initial Interest Rate: 6.39%

Rate for remaining term (Variable): 6.39%

Overall cost of comparison (APR): 6.7%

Early repayment charges Apply?: No

Product Fee: £999

Tracks the Bank of England Base Rate (+0.64%) for the term of the mortgage Loans available between £25,000 and £250,000.

Link to previous articles: Alliance Leicester 2 Year Base Rate Tracker Mortgage Plan Alliance Leicester 2 Year Base Rate Tracker Mortgage Plan Alliance Leicester 2 Year Fixed Mortgage Plan Alliance Leicester 2 Year Fixed Buy To Let Fixed mortgage Alliance Leicester 5 Year Discount Max LTV 90% Mortgage Plan Alliance Leicester 2 Year Base Rate Tracker FeeSaver

Alliance Leicester 2 Year Base Rate Tracker Mortgage Plan

Mortgage Plan : Alliance Leicester 2 Year Base Rate Tracker Mortgage Plan

Initial Interest Rate: 5.94% for two years

Rate for remaining term (Variable): 7.89%

Overall cost of comparison (APR): 7.9%

Early repayment charges Apply?: Yes *

Product Fee: £1,999

Loans available between £25,000 and £250,000. *Early Repayment Charge: You are only tied into your mortgage during the first two years. Repay all or part of your mortgage in years one to two and pay a fee of 5% of the amount repaid. Keep your payments lower for the first two years of your mortgage with a rate of Bank of England Base Rate +0.19%. Then Bank of England Base Rate +2.14% for the remainder of the term (variable) 10% Overpay facility.

Link to previous articles: Alliance Leicester 2 Year Fixed Mortgage Plan Alliance Leicester 2 Year Fixed Buy To Let Fixed mortgage Alliance Leicester 5 Year Discount Max LTV 90% Mortgage Plan Alliance Leicester 2 Year Base Rate Tracker FeeSaver Alliance Leicester 2 Year Base Rate Tracker Max LTV 90% Alliance Leicester Premier 2 Year Base Rate Tracker Max LTV 90% Mortgage Plan

Alliance Leicester 2 Year Base Rate Tracker FeeSaver

Mortgage Plan : Alliance Leicester 2 Year Base Rate Tracker FeeSaver

Initial Interest Rate: 6.24% for two years

Rate for remaining term (Variable): 6.74%

Overall cost of comparison (APR): 6.9%

Early repayment charges Apply?: Yes*

Product Fee: £0

Keep your payments lower for the first two years of your mortgage with a rate of Bank of England Base Rate +0.49%.

Then Bank of England Base Rate 2.14% for the remainder of the term (variable)

Loans available between £25,000 and £999,999.

FREE Valuation (The valuation fee is paid to us with your application and then refunded upon completion of the mortgage).

Remortgage customers can select our Mortgage Transfer Service or £250 cashback.

Fully Flexible - you can overpay, and with the overpayments you build up, you can borrow money back, take payment holidays, or pay less in some months. *Early Repayment Charge: You are only tied into your mortgage during the first two years. Repay all or part of your mortgage in years one to two and pay a fee of 3% of the amount repaid.

Link to previous articles: Alliance Leicester 2 Year Base Rate Tracker Max LTV 90% Alliance Leicester Premier 2 Year Base Rate Tracker Max LTV 90% Mortgage Plan Alliance Leicester 5 Year Fixed FeeSaver Mortgage Plan Alliance Leicester 5 Year Fixed Max LTV 90% Alliance Leicester 3 Year Fixed FeeSaver Mortgage Plan Alliance Leicester 3 Year Fixed Max LTV 90%

Alliance Leicester 2 Year Base Rate Tracker Max LTV 90%

Mortgage Plan : Alliance Leicester 2 Year Base Rate Tracker Max LTV 90%

Initial Interest Rate: 5.89% for two years

Rate for remaining term (Variable): 6.74%

Overall cost of comparison (APR): 6.8%

Early repayment charges Apply?: Yes*

Product Fee: £599

Keep your payments lower for the first two years of your mortgage with a rate of Bank of England Base Rate +0.14%.

Then Bank of England Base Rate 2.14% for the remainder of the term (variable)

Loans available between £25,000 and £999,999.

Fully Flexible - you can overpay, and with the overpayments you build up, you can borrow money back, take payment holidays, or pay less in some months.

*Early Repayment Charge: You are only tied into your mortgage during the first two years. Repay all or part of your mortgage in years one to two and pay a fee of 3% of the amount repaid.

Link to previous articles: Alliance Leicester Premier 2 Year Base Rate Tracker Max LTV 90% Mortgage Plan
Alliance Leicester 5 Year Fixed FeeSaver Mortgage Plan
Alliance Leicester 5 Year Fixed Max LTV 90%
Alliance Leicester 3 Year Fixed FeeSaver Mortgage Plan
Alliance Leicester 3 Year Fixed Max LTV 90%
Alliance Leicester 2 Year Fixed FeeSaver Mortgage Plan

Alliance Leicester Premier 2 Year Base Rate Tracker Max LTV 90%

Mortgage Plan : Alliance Leicester Premier 2 Year Base Rate Tracker Max LTV 90% Mortgage Plan

Initial Interest Rate: 5.89% for two years

Rate for remaining term (Variable): 6.74%

Overall cost of comparison (APR): 6.8%

Early repayment charges Apply?: Yes*

Product Fee: £499

Exclusive mortgage deals for new and existing Premier and Premier Direct Current Account customers taking out a new mortgage.

Keep your payments lower for the first two years of your mortgage with a rate of Bank of England Base Rate +0.14%.

Then Bank of England Base Rate 2.14% for the remainder of the term (variable)

Loans available between £25,000 and £999,999.

Fully Flexible - you can overpay, and with the overpayments you build up, you can borrow money back, take payment holidays, or pay less in some months.

*Early Repayment Charge: You are only tied into your mortgage during the first two years. Repay all or part of your mortgage in years one to two and pay a fee of 3% of the amount repaid.

Link to previous articles: Alliance Leicester 5 Year Fixed FeeSaver Mortgage Plan
Alliance Leicester 5 Year Fixed Max LTV 90%
Alliance Leicester 3 Year Fixed FeeSaver Mortgage Plan
Alliance Leicester 3 Year Fixed Max LTV 90%
Alliance Leicester 2 Year Fixed FeeSaver Mortgage Plan
Alliance Leicester Year Fixed Max LTV 90% Mortgage Plan