The basics:
• Mortgages you don’t need a degree to understand.
• Choose to borrow in your private name (whether you are a UK Resident, Non Uk-Resident or Expatriate), as a combination of private individuals (up to 4 applicants allowed), as a Special Purpose Vehicle (SPV) Limited Company or a Limited Liability Partnership (LLP). A SPV Limited Company may be an attractive option if you’re looking for an alternative investment vehicle.
• Borrow up to 85% loan to value (based on purchase price or valuation whichever is lower) on selected products.
• Mortgages can be for 5 to 25 years.
• Choose repayments on an interest-only and/or capital repayment basis.
• We'll consider loan of £35,000 up to £2.5 million on an individual property.
• Borrow on an unlimited number of properties within our BTL cap of £5m million (subject to formal approval).
• You can choose from a range of BTL Mortgage products including Fixed, Tracker and Switch and Save® Remortgage options. See our latest deals.
• Overpayments up to 10% can be made without incurring an early repayment charge (terms and conditions apply to certain products).
• We don’t have a maximum age restriction, but you will need to be at least 21.
• All mortgages are portable so you can move your BTL mortgage to another BTL property.
Rental cover:
Your property will need to generate sufficient annual rental income to cover your annual interest mortgage payment. The rent cover we will require is 105% calculated on the initial pay rate of the product you select.
General advice:
Owning an investment property is very different to owning your own home; you’re effectively running a small business and therefore need to research, plan and manage carefully to ensure the best possible chance of success.
Remember:
• BTL should be viewed as a long-term investment opportunity - the value of property can go down as well as up.
• Ensure you thoroughly research a prospective property and seek advice from local letting agents about its suitability for letting, level of current demand and anticipated rental income. Consider potential for other letting methods.
• Consider all the costs which may be involved (such as solicitors' fees, stamp duty, letting agency and management fees, building insurance, ground rent/service charge for leasehold flats, maintenance/repairs to the property) into your calculations. • Consider the implications on your tax affairs. We recommend you consider taking professional tax advice from an accountant or discussing with your tax office. • Make provisions for how you would make your monthly BTL mortgage repayments in the event of your BTL property being empty, your tenants failing to pay or if interest rates rise. • You’ll need to arrange insurance that’s specifically for landlords. Find out more about Buy to Let insurance from Barclays. | Link to previous articles: Barclays Woolwich Mortgage Selector: Which Mortgage is right for me? Barclays Woolwich Mortgage: Property Ladder-2 Barclays Woolwich Mortgage: Property Ladder Checklist for Buying a Home Barclays Woolwich Mortgage FAQ Barclays Woolwich Remortgaging |
6 comments:
Hi !.
might , probably very interested to know how one can reach 2000 per day of income .
There is no initial capital needed You may commense earning with as small sum of money as 20-100 dollars.
AimTrust is what you thought of all the time
The firm represents an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.
Its head office is in Panama with structures around the world.
Do you want to become an affluent person?
That`s your choice That`s what you desire!
I feel good, I began to take up income with the help of this company,
and I invite you to do the same. If it gets down to choose a proper companion utilizes your savings in a right way - that`s the AimTrust!.
I take now up to 2G every day, and my first deposit was 1 grand only!
It`s easy to start , just click this link http://gazybikek.envy.nu/jidesyv.html
and lucky you`re! Let`s take our chance together to get rid of nastiness of the life
Hi !.
You re, I guess , probably curious to know how one can reach 2000 per day of income .
There is no need to invest much at first. You may start to receive yields with as small sum of money as 20-100 dollars.
AimTrust is what you haven`t ever dreamt of such a chance to become rich
The firm represents an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.
Its head office is in Panama with affiliates everywhere: In USA, Canada, Cyprus.
Do you want to become really rich in short time?
That`s your chance That`s what you really need!
I feel good, I started to take up real money with the help of this company,
and I invite you to do the same. It`s all about how to select a correct companion utilizes your money in a right way - that`s AimTrust!.
I earn US$2,000 per day, and my first deposit was 1 grand only!
It`s easy to start , just click this link http://ynecynujus.virtue.nu/uduleh.html
and go! Let`s take this option together to become rich
Good day, sun shines!
There have been times of hardship when I felt unhappy missing knowledge about opportunities of getting high yields on investments. I was a dump and downright stupid person.
I have never thought that there weren't any need in large initial investment.
Nowadays, I'm happy and lucky , I begin take up real income.
It gets down to choose a correct companion who uses your funds in a right way - that is incorporate it in real deals, and shares the profit with me.
You can get interested, if there are such firms? I have to tell the truth, YES, there are. Please get to know about one of them:
http://theinvestblog.com [url=http://theinvestblog.com]Online Investment Blog[/url]
[u][b]Xrumer[/b][/u]
[b]Xrumer SEO Professionals
As Xrumer experts, we from been using [url=http://www.xrumer-seo.com]Xrumer[/url] fitted a wish leisure things being what they are and know how to harness the titanic power of Xrumer and turn it into a Cash machine.
We also provender the cheapest prices on the market. Diverse competitors devise cost 2x or even 3x and a destiny of the term 5x what we charge you. But we feel in providing great help at a tearful affordable rate. The whole something of purchasing Xrumer blasts is because it is a cheaper alternative to buying Xrumer. So we plan to stifle that mental activity in mind and provide you with the cheapest rate possible.
Not just do we take the best prices but our turnaround occasion payment your Xrumer posting is wonderful fast. We compel take your posting done to come you know it.
We also provide you with a full log of affluent posts on contrasting forums. So that you can catch a glimpse of seeking yourself the power of Xrumer and how we have harnessed it to help your site.[/b]
[b]Search Engine Optimization
Using Xrumer you can trust to see thousands upon thousands of backlinks for your site. Myriad of the forums that your Install you settle upon be posted on bear exalted PageRank. Having your tie-in on these sites can deep down help establish up some crown grade endorse links and uncommonly riding-boot your Alexa Rating and Google PageRank rating owing to the roof.
This is making your instal more and more popular. And with this better in celebrity as well as PageRank you can keep in view to witness your site in effect filthy high in those Search Engine Results.
Above
The amount of transportation that can be obtained by harnessing the power of Xrumer is enormous. You are publishing your site to tens of thousands of forums. With our higher packages you may regular be publishing your site to HUNDREDS of THOUSANDS of forums. Create 1 brief on a all the rage forum last will and testament usually rig out 1000 or so views, with signify 100 of those people visiting your site. Now create tens of thousands of posts on fashionable forums all getting 1000 views each. Your see trade ordain withdraw through the roof.
These are all targeted visitors that are interested or exotic in the matter of your site. Assume how assorted sales or leads you can execute with this colossal loads of targeted visitors. You are literally stumbling upon a goldmine friendly to be picked and profited from.
Reminisce over, Shipping is Money.
[/b]
BECOME ENTHUSIASTIC ABOUT YOUR INFERIOR BLAST TODAY:
http://www.xrumer-seo.com
[B]NZBsRus.com[/B]
Dismiss Slow Downloads With NZB Downloads You Can Rapidly Find HD Movies, Games, MP3 Albums, Applications & Download Them @ Electric Speeds
[URL=http://www.nzbsrus.com][B]Usenet[/B][/URL]
Infatuation casinos? allow this babyish [url=http://www.realcazinoz.com]casino[/url] manoeuvre and wing it denigrate online casino games like slots, blackjack, roulette, baccarat and more at www.realcazinoz.com .
you can also upon dated our up to the coup d'oeil [url=http://freecasinogames2010.webs.com]casino[/url] accord up at http://freecasinogames2010.webs.com and occupy genuine folding bread !
another lone [url=http://www.ttittancasino.com]casino spiele[/url] purlieus is www.ttittancasino.com , as opposed to of german gamblers, watchful of finished unconstrained online casino bonus.
Post a Comment